When life gets busy, we sometimes put off things that can be accomplished later, like getting our car serviced or doing yard work. You might think buying life insurance fits that category-after all, most of us don't plan on dying anytime soon. But there are actually a number of advantages to getting coverage now. Here are some common excuses for procrastinating, and the reasons to rethink them:
» It costs too much. Most people overestimate the cost of life insurance, on average guessing that it costs more than twice as much as it really does.*

» I might find a better deal tomorrow. As people age, their chances increase of developing a health problem that will
affect their insurability. Life insurance rates
tend to be lower the better your health is.

» I don't need it now. If you're young,
certain kinds of policies bought today can
help to fund your retirement years from
now. If you're already retired, a life insurance
policy can help you leave a legacy.

»I don't want to think about death.
Rather than think about your own
passing, think about those you care
about. A death benefit can help protect their financial future and stability.

» Choosing the right coverage is overwhelming.
A life insurance agent can help you understand your needs and options+saving you time by guiding you through the process of picking coverage that's right for you.