Health Insurance & Indemnity Plans

Open season starts November 1st of each year and ends December 15th, and the effective date will be January 1st of the following year. There is a special enrollment period, SEP, but you must qualify to get a policy.

Now there are Qualified and Non-Qualified plans and Indemnity plans. You can save money by making the right choice. I can help you.

Accident Insurance

Accident Insurance

In the State of Florida, research shows that boating is the #1 cause of accidents. Slipping getting on or off a boat, getting a fish hook struck on some part of your body and diving accidents. An accident policy pays you cash. You can use it to pay medical…

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Life Insurance

Life Insurance

With Life Insurance there are options. You can choose a Term Life insurance plan which provides you with protection for a set amount of chosen time or A Universal plan that is more permanent. These plans will provide a tax free, lump sum payout to the chosen...

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Group Health

Group Health

The old way to get group insurance is that a company was showed a number of plans and the employee chose one plan for themselves and/or their family. Now it has changed. Between cost-savings for employers and competitive health benefits for employees, health...

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